conventional loan

Spring Home Maintenance Checklist

Here in Onalaska, we’re expecting temperatures in the balmy 30’s next week.

This Winter’s recent snow storms, polar vortexes, and negative temperatures has us ready for spring. Looking for ways to feel productive and shake off the cabin fever? Get outside and perform your Spring Home Maintenance Checklist.

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  1. Prevent mosquitoes - As the ice melts, your property may be left with reservoirs of standing water. These reservoirs serve as ideal breeding grounds for disease carrying insects. Perform a 360 degree walk around of your land, identify any standing water, and property discard it.

  2. Visually inspect your roof - Heavy snow build up and wind can cause a ruckus for our roofs. When the ice melts, perform a 360 degree walk around and look for any missing shingles or other obvious exposures on the roof. If there’s still snow piled high on your roof, it’s time to use the snow rake!

  3. Clean out the gutters - regular gutter maintenance prevents clogging, prevents rot, and prevents critters from getting into your attic space.

  4. Check for damaged cement - Take a peak at any foundation, driveways, or pathways on your property and look for any obvious cracks or damage.

  5. Give your home’s exterior a face lift - if the outside of your home is looking a little dull after winter.

  6. Clean out the chimney - Perform an exterior visual inspection of your chimney. Look for obvious cracks or damage. Call in a chimney sweep to remove the build up in efforts to reduce any fire hazards.

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All right home owners, we hope this Spring Home Maintenance Checklist has helped! Your home is one of the biggest investments you can make, and regular seasonal maintenance can assist you in protecting that investment. Our homes take quite the beating during winter months here in the Midwest, so it’s time for a little TLC!

Homes For Heroes Giveaway!

Homes For Heroes is hosting their Experience Contest! Winner will receive an additional $500. All you have to do is fill in the form, record a 30 second video about your homes for heroes experience, upload it, and submit!


If you used the Homes For Heroes to finance your home, click here to enter!

If you’re interested in hearing more details about the homes for heroes program, click here!


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Mortgage Tip Monday

In the first installment of our blog series, Mortgage Tip Monday, we want to let you in on a secret.

Starting or sprucing up your garden can skyrocket the value of your home. According to an article in the Washington Post, improving landscaping around your home has a 150% return on investment.

We’ve all heard that curb appeal can either make someone fall in love with a home or drive right past that for sale sign. When you invest your time and dollars well on lawn care, it’s been consistently proven to produce an astounding difference for your home value.

If you are like me and don’t have a green thumb, don’t worry. We have budget friendly ways for you to take advantage of this value amplifying practice.

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  1. Weed control. Get your hands dirty and pull some weeds! You don’t have to be an expert landscaper to give your yard a more polished look.

  2. The grass should look greener on your side of the fence. A healthy, well trimmed lawn can do a lot for the overall aesthetics of your home’s exterior. Don’t have time or patience for lawn maintenance? Hire a local landscaping company or a neighborhood kid looking to earn some pocket cash.

  3. Plant. Invite a friend over who has experience with their own gardening if you don’t have a knack for it. Find plants that are easily maintained and place their labels in the soil to better keep track of how frequently they need care.

  4. Begin a community vegetable garden! Not only does this make your entire neighborhood feel more inviting, it’s an interesting conversation piece. It’s an avenue for the next homeowner to meet their new neighbors.

  5. Plant a tree. Who doesn’t love a beautiful shady tree? Planting it with your family will attach your legacy to the home. As an added bonus. they’re a lot less high maintenance than flower gardens. Just plant and watch it grow.

Fostering a welcoming appearance to your home’s exterior is a fun, relatively inexpensive, and wildly effective way to improve your home’s value. Even if you aren’t planning to sell anytime soon, a well established garden is a great way to make your house feel more like your home. It just may be the easiest DIY project you’ve ever taken on.

Congratulations On Closing!

Another day, another dream home financed! Congratulations on closing, and a special thanks to Linda Thompson, Holly Bowe Coldwell Banker Brenizer, Realtors, and Andraya Albrecht from Property Shoppe Realty LLC.

Enjoy 2019 in your new home Dakota!

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Realtors That Rock - Tyneal Beckius

We’re so excited to highlight a realtor that rocks, Tyneal Beckius! Tyneal serves clients in the Fargo and Moorhead areas of North Dakota and Minnesota.

Realtor, wife, mother, leader, Krabbenhoft realty team, Homes for heroes, home buying, first time home buying, USDA, FHA, conventional loan, credit score, mortgage professional, mortgage lender, loan officer, house loan,

Her bio reads, “I work specifically with buyer's to help you find your dream home. I work diligently to get you exactly where you want to be. It's my life's mission to help people! I am passionate about the Homes for Heroes program that we participate in that can be utilized my current and former medical professionals, law enforcement, firefighters, teachers, and military!”

Homes for Heroes Savings. Tyneal Beckius clients saving $875 in closing costs! Homes for heroes is available to police, firefighters, military, veterans, teachers, and healthcare professionals.

As a fellow partner of Homes for Heroes, we love that Tyneal is so passionate about working with public and civil servants. We got together with Tyneal for an interview so you can get to know her better!


We asked Tyneal what got her interested in becoming a realtor. She responded,I initially went in to real estate because I have a passion for working with and helping people. Buying and/or selling real estate is one of the biggest investments a person can make in their life and I love being there every step of the way.”

We couldn’t agree more. A home is the largest investment a person can make, and we both strive to make it a smooth process for the buyer!

Tyneal Beckius. Realtor, wife, mother, leader, krabbenhoft real estate team. Mortgage professional, lender, first time home buyer, refinance, USDA, VA loans, Conventional, 0% down, home loan.


Though it’s a bit of an unfair question as it asked her to play favorites, we inquired about a time when working with a client felt particularly rewarding. She gracefully explains, “Every transaction that I have been a part of feels rewarding in its own way. That may sound insanely cheesy but it's true. Every transaction is unique and every single closing brings an immense amount of joy for myself and my clients. It feels especially rewarding if we overcame obstacles and were able to remain strong. I also take a lot of pride in being able to offer my clients the Homes for Heroes reward. Not every agent has that ability and it fills my heart knowing that I can give back to those who work or worked in Military, Law Enforcement, Teaching, Healthcare, and Firefighting.”

It is very rewarding to get to know your clients’ stories, backgrounds, goals, and dreams as you work together through the home buying process. Your realtor will inevitably end up on your speed dial. Buyers and realtors work closely together over the course of about two months, so it’s important to choose one that is willing to work hard for your best interest.

For the grand finale, we asked a question every buyer is dying to know the answer to. If she could offer one piece of advice to current house hunters, what would it be?

“It would be to enjoy the process and let your realtor do the dirty work!”

Thank you Tyneal for taking the time to talk with us. Thank you for being passionate about finding our community’s military, police, firefighters, teachers, and healthcare professionals their dream home!

To connect with Tyneal:

www.tyneal.FMhomesearch.com

(218)779-9151

tynealbeckius@gmail.com



Operation Gratitude

Imagine Home Lending is a proud partner of Operation Gratitude. Being sweet to our military is so important to us.

Imagine Home Lending is a proud partner of Operation Gratitude. Being sweet to our military is so important to us.

This year, Imagine Home Lending is a drop off location for your extra Halloween candy!

Here’s how operation gratitude works: your kids go trick or treating, allow them to indulge a bit in their collections, then any day before November 8th, drop off their leftovers at the Onalaska branch of Imagine Home Lending.

We’re located at

1037 Riders Club Road,

Onalaska, WI, 54650.

We’re just behind the Onalaska Menards.

We’re always looking for ways to give back to our service members. Imagine Home Lending offers programs for active and retired military such as Homes For Heroes and VA Loans that offer special rebates, discounts and rates for military. We believe that service deserves it’s rewards.

Help us send a little sweetness to our service members this Halloween. Drop off anytime during our business hours. Monday-Friday 8:00am - 5:00pm.

Imagine Home Lending wants to wish you a safe Halloween!